Data Privacy in an Age of Breaches: Why Local-First Matters
Your financial data is sensitive. Learn why BillForecast stores it on your device, not in the cloud, and why that makes you safer.

The Cloud is Just Someone Else's Computer
Every week, another major company announces a data breach. Social security numbers, transaction histories, and net worth data are leaked to the dark web.
Most fintech apps require you to upload your entire financial life to their servers. We think that's a risk you shouldn't have to take.
The Local-First Difference
BillForecast is a Local-First PWA (Progressive Web App). This means:
- Your Data Lays Here: Your database lives in your browser's storage (IndexedDB) and on your hard drive (if using the desktop app).
- No "Honey Pot": We don't have a central server full of user data for hackers to target.
- Offline Capable: You can manage your finances on a plane, in a cabin, or during an internet outage.
Syncing Without Compromise
When you do choose to sync, we use end-to-end encryption. We can't read your data. Advertisers can't read your data. Only you have the keys.