Survival Mode: Testing Your Finances with Spending Scenarios
What if you lost your job? Or cut all fun spending? Use Spending Scenarios to stress-test your finances and find your true runway.
The "What If" Anxiety
We all worry about the worst-case scenario. "How long could I last if I lost my job tomorrow?" BillForecast helps you answer that question with data, not panic.
Three Modes of Living
The Scenarios tab visualizes three distinct paths:
1. Current Path
Your actual spending habits. Including the daily coffee, the streaming services, and the hobbies.
2. Recommended Path
A balanced approach. Keeps the essentials and "important" items, but trims the fat. Sustainable for the long term.
3. Minimum Survival Mode
The "Bare Bones" budget. Rent, food, utilities, debt minimums. Nothing else. This shows you your Maximum Runway.
How to Use It
Toggle between scenarios to see how your "Debt Free Date" and "Savings Projected" change. It's a powerful tool for realizing how much control you actually have.