Balances, forecasts, budgets, transactions, and more
Always-confirm
Write ops need your approval — AI can't spend your money
Scoped tokens
Granular read/write permissions you control
Any AI client
Claude, ChatGPT, Cursor, Windsurf, VS Code
Bulk edit & spreadsheets
Edit hundreds of rows at once — without leaving the app
Open a built-in spreadsheet on transactions, accounts, or recurring bills and edit rows in place with autosave and validation. Google Sheets stays available for the cases that genuinely need an external grid.
In-app grid
Transactions, accounts, and recurring bills with autosave
Same validators
Invalid rows are caught before they reach the ledger
The point is not more features. The point is keeping the parts that explain household money pressure close enough to make a decision without opening five different tools.
Status
Answer the first three money questions on one screen
The signed-in dashboard is built to answer "what is safe to spend, what is due next, and what should I review now?" before you open a report.
Current balance and six-month runway in the same view
Immediate obligations and next actions in a side rail
Quick actions for capture, approvals, and planning
Capture
Keep notes, receipts, and statements close to the ledger
BillForecast handles quick notes, receipt uploads, and statement workflows without treating them as separate admin chores.
Inbox for notes and receipt capture
Verify Balance for OCR review and reconciliation
Supporting records stay attached to the transactions they explain
Commitments
Track recurring bills as future pressure, not after-the-fact history
Subscriptions, rent, debt payments, insurance, and other commitments stay visible before they post so the forecast stays useful.
Recurring schedules with approval workflows
Budgeting and commitments in one planning system
Future balance impact tied to the same real transactions
Trust
Stay manual-first, privacy-first, and export-friendly
The product is designed for people who want clarity with no bank-login handoff and clear pricing.
No ads or third-party analytics
Exports and backups when you want your data out
Clear Pro pricing after a 3-day trial
Bulk edit
Spreadsheet-speed cleanup, without leaving the app
Open the built-in spreadsheet editor on transactions, accounts, or recurring bills and edit rows in place. Autosave, validation, and the same checks as the rest of the app. Google Sheets stays available for external review when you need it.
In-app grid for transactions, accounts, and recurring bills
Autosave with row-level status, plus a batch mode
Optional Google Sheets workflow for external review
Proof
Compare the real workflow, not just a feature list
Households usually do not need another banking feed or another reminder app. They need one place where capture, commitments, and future pressure line up in the same story.
Runway and due-next together
BillForecast
Current balance, upcoming obligations, and next action stay in one cockpit.
Elsewhere
Often split across a banking app, a budget page, and a separate reminder system.
Recurring bills as planning data
BillForecast
Recurring items stay visible in approvals and forecast views before they post to the ledger.
Elsewhere
Often treated as history only, or hidden inside lighter reminder features.
Receipt and document follow-through
BillForecast
Capture, review, and attach records in the same finance workflow.
Elsewhere
Commonly pushed into a separate archive or premium tier.
Spreadsheet-speed cleanup
BillForecast
Open a Google Sheet for bulk edits, then review and save validated changes back in the app.
Elsewhere
Often limited to one-way CSV exports or risky imports with little validation.
Audience fit
Built for households first
The core product story starts with households: recurring obligations, shared spending, and the need to see whether the next month still works. The same system remains useful if income becomes more irregular.
Household lead path
Start from the household planning view, then open freelancer or founder paths only if your income pattern needs it.